Portfolio Management
Expert Investment Management Tailored for You
At Lake Tahoe Wealth Management, we specialize in Portfolio Management services designed to help you achieve your financial goals through personalized investment strategies. Our portfolio management is tightly integrated with in-house developed financial plans. The benefits of our tight integration allow for optimal asset location, opportunistic rebalancing, regular tax-loss harvesting, efficient cash management, as well as account servicing and maintenance. After retirement, proper cash management for living expenses, including optimizing where the cash is distributed from, can add years of portfolio life.
The most important part of your portfolio management is to be the most conservative right at retirement, so your nest egg, when at its largest value, right before distribution, doesn’t lose significant value by a correction or bear market. We move our client’s 10-20% more conservative right before distributing assets and if a bear market does hit, we only sell from the bond side of the portfolio, so we are not selling stocks near lows, we wait for stock prices to recover. This will move the portfolio back to its target asset allocation over time.
Experienced Professionals:
Our team has extensive experience in portfolio management and investment strategies. We proudly boast of our expertise in areas such as stock valuation and optimizing corporate benefits, including equity compensation. We use our competence to manage your investments effectively and help you reach your financial goals.
Personalized Service:
We believe in a personalized approach. Your investment strategy is tailored to your unique financial situation and objectives, overall goals, and risk tolerance levels, ensuring that it fits your needs perfectly.
Commitment to Your Success:
We are committed to helping you achieve financial success. Our focus is on delivering excellent service and achieving the best outcomes for your investments.
Understanding Your Financial Goals: We begin by having a detailed conversation with you to understand your financial objectives, risk tolerance, and investment preferences. This initial consultation helps us create a customized investment strategy that aligns with your long-term goals.
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Developing a Customized Investment Strategy: Once we know your goals and risk tolerance, we develop a personalized investment strategy and deliver an investment policy statement (IPS). This includes selecting a mix of asset classes such as stocks, bonds, real estate, and other investments. Our goal is to build a diversified portfolio that balances risk and reward to fit your specific needs. We structure portfolios to have a bias toward the factor premiums of size, value and profitability, which simply means we weight value stocks over growth stocks, small cap stocks over large cap stocks and profitable company stocks over unprofitable company stocks, which adds additional return above the passive index over long periods.
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Continuous Monitoring and Adjustments: The financial landscape is constantly changing, and so are your needs. We continuously monitor your portfolio’s asset classes for 20% asset drift from target prior to rebalancing, which is a built in way of selling high and buying low. We review investment selections and make adjustments as necessary to ensure they remain aligned with your goals, risk levels and the current interest rate environment. This proactive approach helps us address market changes and personal circumstances promptly. In addition to globally diversified portfolios, we have a risk overlay strategy to move more into cash during periods of heightened volatility, extreme valuation or increased threat of recession.
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Transparent Reporting: We provide regular and clear reports on your portfolio’s performance. These reports are designed to be easy to understand, offering you a straightforward view of how your investments are performing and how they contribute to your overall financial plan.
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Ongoing Support and Advice: Our team is here to offer ongoing support and expert financial knowledge. We are always available to answer your questions, discuss changes in your financial situation, and provide guidance on any investment decisions you need to make.
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Expert Portfolio Management Customized for You
Phone: (855)-515-5896 ext.105
Let’s start planning your financial future together. Contact us to schedule a consultation and learn how we can help you achieve your investment goals.
Ready to Get Started?
If you’re ready to take control of your financial future with expert Portfolio Management, contact us today. We’ll work with you to develop a customized investment plan that aligns with your financial goals and to help you build wealth over time.